| Travel Insurance is designed to protect your | | | | greatly. You have to be prepared to handle |
| health, belongings, and your financial | | | | any situation that might arise. If you happen |
| investment in your trip. It provides peace of | | | | to be hurt or become ill in a country that |
| mind for you and your family while on your | | | | has expensive health care you could find |
| vacation.If you are travelling abroad, be it | | | | yourself with a bill you did not expect and |
| on business or pleasure it is a good idea to | | | | probably cannot afford to pay. If you are in |
| consider taking out travel insurance. Whilst | | | | this kind of trouble travel insurance fits |
| it is not compulsory, most travel companies | | | | the bill and ensures that you receive the |
| and tour operators usually insist on some | | | | treatment you need.Travel insurance can cover |
| form of insurance as a stipulation of their | | | | the following expenses:Non refundable fees & |
| holiday product.Travel insurance is an | | | | lost deposits due to cancellation of your |
| insurance product specifically designed to | | | | tripWorldwide sickness or accident medical |
| cover you when travelling abroad. We all | | | | expensesTravel and Baggage DelaysDamage to or |
| think about the small things when considering | | | | loss of luggage and personal belongingsLoss |
| whether to purchase travel insurance, such as | | | | of Travel DocumentsAdditional expenses caused |
| loss of money or having luggage stolen. | | | | by health problemsAccidental Death & |
| However there are many other factors to | | | | DismembermentEmergency Evacuation and |
| consider such as illness & accidents which | | | | Repatriation24 hour Worldwide Emergency |
| can also be covered by travel | | | | Assistance ServicesAs in all insurance market |
| insurance.Travel insurance is designed to | | | | places, there are many different providers of |
| protect and cover against the possible risks | | | | travel insurance. Type of cover and options |
| you may encounter when travelling abroad. It | | | | will vary according to the company and |
| is of crucial importance if you are | | | | policy. There are different types of travel |
| travelling abroad, especially if you are | | | | insurance policies which in the main can be |
| likely to pay for any medical expenses that | | | | annual policies or single trip policies. |
| may arise. Other risks include the loss or | | | | There also different levels of cover |
| theft of possessions, the cost of | | | | available where different activities such as |
| cancellations or claims made against | | | | skiing are covered. There are also regional |
| you.Travel insurance is designed to reimburse | | | | differences such as Worldwide or European |
| non-refundable trip deposits and payments, | | | | cover.When choosing a travel insurance policy |
| medical expenses, provide for emergency | | | | you will need to make a judgement between the |
| evacuation or repatriation, cover your | | | | level of coverage you require and the cost of |
| personal belongings, baggage and travel | | | | the policy. Make sure your policy covers most |
| delays.The main reason you need travel | | | | of the following: Personal Belongings & |
| insurance is that when you travel to | | | | Money, Personal Accident, Medical Expenses, |
| different countries the healthcare services, | | | | Personal Liability and Legal Expenses.But |
| among other things, can be very different. | | | | remember like all other forms of insurance |
| Sometimes you never know what to expect when | | | | look around and check out the options as you |
| you travel abroad, and depending on the | | | | can save yourself a great deal of money. |
| particular country, services offered can vary | | | | |