| There is uncertainty in life and
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| | regional health insurance companies in
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| insurance is designed to lessen the
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| | the United States, Puerto Rico and
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| burden of this uncertainty. The principle
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| | Canada. It achieved its present form in
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| of operation is simple, the insurer (that
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| | 1982 after the merger of Blue Cross
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| is Blue Cross Insurance company or Blue
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| | association and the national association
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| Shield in this case) pays the medical
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| | of Blue Shield plans.Blue Cross and Blue
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| costs of the insured (you) if the insured
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| | Shield plans are very closely linked to
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| becomes sick due to covered causes like
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| | managed health care in the United States.
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| disease, disability, accident etc. In
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| | The association is also the administrator
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| return the insured (you) pays a monthly
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| | for Social Security in a large number of
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| or annual premium (a monetary amount
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| | states. Traditionally Blue Cross provides
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| usually around 200 dollars a month,
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| | hospital coverage and Blue Shield
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| however the exact amount varies according
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| | provides medical coverage.In different
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| to the insurance plan purchased) to the
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| | states Blue Cross and Blue Shield
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| insurer. As a general rule, the larger
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| | companies have different names. The names
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| number of people in the insurance group,
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| | of the companies are Wellpoint,
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| the lesser is the premium. This is due to
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| | Carefirst, Healthcare service
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| the distribution of costs.Blue Cross
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| | corporation, Highmark, Premera, The
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| Insurance is an insurance company
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| | Regence Group, Wellmark, Blue Cross Blue
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| providing health insurance in the United
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| | Shield of various states, La Cruz Azul de
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| States and Canada. Blue Cross Insurance
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| | Puerto Rico, Triple-S (in Puerto Rico)
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| was started by a university president
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| | and The Canadian Association of Blue
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| Justin Ford Kimball. It started out in a
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| | cross Plans ( In Canada).It is very
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| very humble way as hospital care for
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| | important to read all the fine print of
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| school teachers in Dallas in 1929. The
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| | the insurance plans as health insurance
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| premium was only 6 dollars a year! Within
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| | is usually required in cases of
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| 10 years of its formation the Blue Cross
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| | emergencies like accidents or during
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| symbol was adapted by the American
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| | illness. During such a situation it would
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| Hospital Association. Presently one of
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| | come as a nasty surprise if you find out
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| every three American is covered by Blue
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| | a particular clause which denies
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| Shield or Blue Cross making them the
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| | insurance. Also the important phone
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| largest health care provider in the
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| | numbers should be noted down for such
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| United States.Presently Blue Cross and
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| | emergencies.Keith George always writes
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| Blue Shield Association is a trade
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| | about valuable news & reviews.
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| organization linking 38 independent
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