| Are you looking for an affordable HMO health | | | | some cases, policyholders may also be required to |
| insurance plan? HMO plans, also known as Health | | | | pay a low co-payment for services. |
| Maintenance Organizations, provide policyholders | | | | Before you begin your search for an affordable |
| with a list of doctors from which the policyholders | | | | HMO health insurance plan, there are three |
| can choose their own primary care provider, also | | | | agencies you should contact: |
| known as a PCP. The PCP is usually a general | | | | Your states department of insurance. Your states |
| practitioner or family doctor. Once the policyholder | | | | department of insurance will be able to tell you |
| has chosen his PCP, he can see the PCP for | | | | whether or not the insurance company from |
| general concerns, and be referred to other | | | | which you may purchase your HMO health |
| doctors for more specialized health care. Those | | | | insurance plan is licensed to do business in your |
| policyholders with HMO plans can pay a lower | | | | state. If its not, choose another health insurance |
| monthly premium thanks to the contracts | | | | company. |
| between the HMO and the medical providers. In | | | | |