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Article #14: Small Business - The Benefit Of Adding Benefits To Payroll

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With unemployment rates going down and such as mini-meds (miniature medical
companies struggling to attract and plans with lower maximum coverage and
retain quality employees, employers limited visits), individual medical plans
should pay close consideration to the specific to each employee (often times
emphasis being put on the importance of much lower cost than group rates) and
health care by employees. We have seen Health Savings Accounts just to name a
several times more and more that few.
employees are first asking about the Small businesses should definitely
benefits plan and then about salary. It consider benefits options now as there
is obvious that affordable health care is are proponents of legislation to make
prevalent on the minds of candidates. benefits mandatory for small to medium
For existing employees, we've found that size businesses. At the end of 2005
offering higher benefits contributions in California voters were presented with
lieu of salary increases is a well potential legislation that would require
received concept. Small businesses have that certain employers provide health
their eyes on the bottom line and labor coverage for their employees and in some
costs are one of the hardest hitting cases dependents through either (1)
factors. By offering higher contributions paying a fee to a new state program
to benefits plans employers are able to primarily to purchase private health
reduce the overall payroll costs. This is insurance coverage or (2) arranging
an area that most employers don't spend a directly with health insurance providers
lot of time looking at because they think for health care coverage. The state would
they are under the impression it will be also establish a new program to assist
too costly. Another misconception is that lower-income employees to pay their share
for a good benefits contribution plan, an of health care premiums.
employer must purchase a group policy. This referendum lost by only about 2% so
This is not the case, a resourceful HR we are keeping our eye on this to
person will assist company leaders in resurface again in the very near future.
researching alternative benefits options






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