| The American Association of Retired Persons | | | | Supplement Insurance" is offered in association |
| (AARP) boasts a membership of over thirty five | | | | with United HealthCare Insurance Company. |
| million people aged fifty years and older. The | | | | Premised on the notion that Medicare generally |
| massive non-profit organization is recognized as a | | | | covers slightly more than half of an individual's |
| political advocacy powerhouse whose influence | | | | health care expenses, AARP's Medicare health |
| seems to grow along with the "graying" of | | | | insurance plan seeks to provide a means by which |
| America. AARP, however, does not limit itself | | | | to cover costs such as co-insurance, deductibles |
| exclusively to legislative lobbying for its | | | | and prescription medications.AARP's Medicare |
| membership demographic; it also (in conjunction | | | | health insurance program allows members to |
| with established companies) provides insurance | | | | continue utilization of their own physicians and is |
| opportunities to its members. Two of these | | | | promoted with a focus on its ease of use, as well |
| products include AARP life insurance and AARP | | | | as its coverage. For instance, AARP members |
| Medicare health insurance.AARP Life InsuranceFor | | | | using this supplementary insurance plans are not |
| well over ten years, AARP has been offering | | | | required to fill out claim forms and the coverage |
| whole and term life insurance policies to its | | | | is valid across the U.S., making it available for use |
| members in association with the New York Life. | | | | when traveling and in other similar circumstances. |
| The AARP life insurance program offers plans | | | | According to AARP, rates for this insurance |
| featuring premiums touted as "affordable" that | | | | product are not increased based on age alone. |
| are specifically designed for people age fifty and | | | | Individuals are not to be "singled out" for rate |
| older. Coverage amounts vary, with policies being | | | | increases, either. Rate changes are applied to all |
| available with benefits ranging from only a few | | | | members of a matching class insured under the |
| thousands of dollars to fifty thousand dollars.AARP | | | | plan and residing in the same state.AARP is one of |
| life insurance is available to any AARP member | | | | America's largest organizations and is one of its |
| between the ages of fifty and eighty. Spouses of | | | | most politically powerful. In addition to using its |
| AARP members may also receive coverage, so | | | | membership to wield political clout, AARP has also |
| long as they are forty-five years of age or older. | | | | used its massive membership as a group for |
| AARP life insurance does not require a medical | | | | insurance purposes. Teaming up with established |
| exam. According to AARP, approval is based on | | | | providers like New York Life and United |
| answers to "three simple health questions." Policies | | | | HealthCare, AARP offers its members insurance |
| can be applied for via mail and the program touts | | | | packages ranging from AARP life insurance to |
| the ease of application and approval as two of its | | | | AARP Medicare supplementary health |
| strengths.AARP Medicare InsuranceAARP offers a | | | | insurance.Evan C Davis works in Medicare |
| health insurance policy designed to supplement the | | | | customer service and is the webmaster and |
| coverage provided by Medicare. This "Medicare | | | | owner of Easy Insurance Finder. |