| It's a simple fact that even some very good | | | | comes to being fully prepared why does it make |
| health insurance companies lack a few of the | | | | sense to depend on one of the "Big 3" health |
| following 5 things. Be a discriminating health | | | | insurance companies: United Healthcare, Aetna, or |
| insurance buyer and make sure that the health | | | | Humana? Aren't there some other good |
| insurance company that you choose receives a | | | | companies out there? The answer is, "Yes, there |
| passing grade in all 5 of these areas:1. Large, | | | | are many good health insurance companies out |
| Stable Networks [If you have never heard of | | | | there with great people working for |
| them before then it could be that your doctor | | | | them."However, in all practicality almost all people |
| never has either].2. Excellent Customer Service | | | | will find the best policy from one of the "Big 3" |
| [This should go without saying].3. Comprehensive | | | | health insurance companies: United Healthcare, |
| Policies [No Annual Caps or Limits - no indemnity | | | | Aetna, or Humana. The "Big 3" are all very strong |
| policies or health discount plans unless all other | | | | in each of these 5 areas.Again, there are many |
| alternatives are exhausted; TIP: Simply look up | | | | other good companies out there but a health |
| Discount Health Plan Warning in any major search | | | | insurance company must be strong in each of |
| engine and take a look].4. Competitive Pricing | | | | these 5 areas to truly be a health insurance |
| [There is very strong competition amongst the | | | | company that your family can depend on for |
| "Big 3" that many other companies could have | | | | years to come.Comparison Shop Multiple |
| trouble competing with unless they give up ground | | | | Companies Instantly and in Real time: Aetna, |
| on 1 or more of these other 4 things].5. | | | | Humana, United Healthcare and More and Apply |
| Claims-Paying Ability [Financial Strength].When it | | | | Online. |