| It's a simple fact that even some very good | | | | Strength].When it comes to being fully |
| health insurance companies lack a few of the | | | | prepared why does it make sense to depend on |
| following 5 things. Be a discriminating | | | | one of the "Big 3" health insurance |
| health insurance buyer and make sure that the | | | | companies: United Healthcare, Aetna, or |
| health insurance company that you choose | | | | Humana? Aren't there some other good |
| receives a passing grade in all 5 of these | | | | companies out there? The answer is, "Yes, |
| areas:1. Large, Stable Networks [If you have | | | | there are many good health insurance |
| never heard of them before then it could be | | | | companies out there with great people working |
| that your doctor never has either].2. | | | | for them."However, in all practicality almost |
| Excellent Customer Service [This should go | | | | all people will find the best policy from one |
| without saying].3. Comprehensive Policies [No | | | | of the "Big 3" health insurance companies: |
| Annual Caps or Limits - no indemnity policies | | | | United Healthcare, Aetna, or Humana. The "Big |
| or health discount plans unless all other | | | | 3" are all very strong in each of these 5 |
| alternatives are exhausted; TIP: Simply look | | | | areas.Again, there are many other good |
| up Discount Health Plan Warning in any major | | | | companies out there but a health insurance |
| search engine and take a look].4. Competitive | | | | company must be strong in each of these 5 |
| Pricing [There is very strong competition | | | | areas to truly be a health insurance company |
| amongst the "Big 3" that many other companies | | | | that your family can depend on for years to |
| could have trouble competing with unless they | | | | come.Comparison Shop Multiple Companies |
| give up ground on 1 or more of these other 4 | | | | Instantly and in Real time: Aetna, Humana, |
| things].5. Claims-Paying Ability [Financial | | | | United Healthcare and More and Apply Online. |