| According to a study published in U.S.
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| | care with only their own resources.
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| NEWS & WORLD REPORT, one out of every two
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| | The good new is, there are 42 companies
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| people in Oregon over the age of 65 will
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| | in Oregon that provide long term health
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| need some form of long term health care.
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| | care insurance. The bad news is, for many
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| That same report went on to say that
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| | people the cost of such insurance is a
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| Medicare pays almost nothing toward long
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| | severe financial strain. What are some
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| term care.
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| | things you can do to lessen the cost of
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| When you also factor in that today more
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| | the monthly premiums on a long term
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| and more younger people, through either
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| | health care insurance policy.
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| accident or illness, are finding
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| | If you are still fairly young (as young
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| themselves in need of one form of long
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| | as 40) and healthy, then now would be an
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| term care or another it becomes painfully
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| | excellent time to look into a long term
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| obvious that the need for discount long
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| | health care policy. Why? Because the
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| term health care in Oregon has never been
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| | younger you are when you take out your
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| greater.
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| | policy, the less expensive the policy
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| What exactly do we mean by long term
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| | will be. Look at policies which have an
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| health care? What exactly does it cover?
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| | inflation adjustment built in, or by the
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| Well, if you become ill or suffer an
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| | time you need your coverage it could be
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| accident that requires any type of
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| | woefully inadequate.
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| special assistance with your daily living
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| | Get on line and find an insurance site
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| needs, such as dressing, bathing,
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| | that will let you do a side by side
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| preparing food, eating, or going to the
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| | comparison of as many of the 42 companies
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| toilet, then you are in need of long term
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| | offering long term health care in Oregon
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| care. Long term care can last a few days,
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| | as you can. Factor in different
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| a few weeks, or it can last for years.
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| | deductibles, different lifetime payment
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| The most obvious and perhaps most visible
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| | caps, and the different types of
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| form of long term health care is a
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| | assistance that are available until you
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| nursing home, but many patients requiring
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| | find a plan that you are both happy with
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| long term care live at home and require
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| | and that you can afford.
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| the services of an in-home health
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| | Do not allow yourself to believe that
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| specialist on a daily or less frequent
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| | Medicare will take care of your long term
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| basis.
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| | health needs once you reach 65, because
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| Long term health care can be expensive.
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| | the sad truth is that Medicare pays
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| Without discount long term health care
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| | virtually nothing toward any form of long
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| insurance most families cannot afford the
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| | term health care.
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