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Article #4: Health care systems models

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Social security primarily refers to a by a percentage of a person's wage.
field of social welfare service concerned Varieties of public systems
with social protection, or protection Most developed countries currently have
against socially recognized conditions, publicly funded health systems that cover
including poverty, old age, disability, the great majority of the population. The
unemployment, families with children and notable exception is the United States.
others. Although some publications use For some examples, see the United
the terms "social security" and "social Kingdom's National Health Service (NHS),
protection" interchangeably, social or the Medicare systems in Canada and in
security is used both more narrowly (to Australia. In the United States, the role
refer only to schemes with the formal of the government in healthcare provision
title of 'social security') and more is a source of continued and sharp
widely (referring to many kinds of social debate.
welfare scheme). Social security may Even among these countries, different
refer to approaches exist to the funding and
social insurance, where people receive provision of medical services. Systems
benefits or services in recognition of may be funded from general government
contributions to an insurance scheme. revenues (as in Italy and Canada), or
These services typically include through a government social security
provision for retirement pensions, system (as in France, Belgium, Japan, and
disability insurance, survivor benefits Germany) with a separate budget and
and unemployment insurance. hypothecated taxes. The proportion of the
income maintenance—mainly the cost of care covered also differs: in
distribution of cash in the event of Canada, all hospital care is paid for by
interruption of employment, including the government, while in Japan patients
retirement, disability and unemployment must pay 10 to 30% of the cost of a
services provided by administrations hospital stay. Services provided by
responsible for social security. In public systems vary. For example, the
different countries this may include Belgian government pays the bulk of the
medical care, aspects of social work and fees for dental and eye care, while the
even industrial relations. Australian government covers neither.
More rarely, the term is also used to Publicly funded medicine may be
refer to basic security, a term roughly administered and provided by the
equivalent to access to basic government, as in the United Kingdom; in
necessities—things such as food, some systems, though, medicine is
clothing, shelter, education and medical publicly funded but most health providers
care. are private entities, as in Canada. The
Income maintenance organization providing public health
Social security policy is usually applied insurance is not necessarily a public
through various programs designed to administration, and its budget may be
provide a population with income at times isolated from the main state budget. Some
when they are unable to care for systems do not provide universal
themselves. Income maintenance is based healthcare, or restrict coverage to
in a combination of five main types of public health facilities. Some countries,
program: such as Germany, have multiple public
social insurance, considered above insurance organizations linked by a
means-tested benefits. This is financial common legal framework.
assistance provided for those who are Innovations in health care can be very
unable to cover basic needs, such as expensive. Population aging generally
food, clothing and housing, due to implies more health care, at a time when
poverty or lack of income because of the taxed working population decreases.
unemployment, sickness, disability, or Two-tier health care
caring for children. While assistance is Almost every country that has a publicly
often in the form of financial payments, funded health care system also has a
those eligible for social welfare can parallel private system, generally
usually access health and educational catering to private insurance holders.
services free of charge. The amount of While one goal of public systems is to
support is enough to cover basic needs provide equal service to all, this
and eligibility is often subject to a egalitarianism is often partial. Every
comprehensive and complex assessment of nation either has parallel private
an applicant's social and financial providers or its citizens are free to
situation. travel to a nation that does, so there is
non-contributory benefits. Several effectively a two-tier healthcare system
countries have special schemes, that reduces the equality of service.
administered with no requirement for Private hospitals often get newer and
contributions and no means test, for better equipment and facilities, and
people in certain categories of need - since private providers are typically
for example, veterans of armed forces, better paid, some medical professionals
people with disabilities and very old motivated by remunerative concerns
people. migrate to the private sector.[citation
discretionary benefits. Some schemes are needed]
based on the discretion of an official, From the inception of the NHS model
such as a social worker. (1948), public hospitals in the United
universal or categorical benefits, also Kingdom have included "amenity beds"
known as demogrants. These are which would typically be siderooms fitted
non-contributory benefits given for whole more comfortably, and private wards in
sections of the population without a test some hospitals where for a fee more
of means or need, such as family amenities are provided. These are
allowances or the public pension in New predominantly used for surgical
Zealand (known as New Zealand treatment, and operations are generally
Superannuation). carried out in the same operating
Publicly funded health care systems are theatres as NHS work and by the same
financed in one of two ways: tax-based personnel. These amenity beds do not
financing or social security financing. exist in other socialized healthcare
In some systems, taxation is the primary systems, such as the Spanish one. From
means of financing health care. Everyone time to time, the NHS pays for private
receives the same level of coverage hospitals (arranged hospitals) to take on
regardless of their ability to pay, their surgical cases for which NHS facilities
level of taxation, or risk factors. In do not have sufficient capacity. This
others, compulsory membership in a social work is usually, but not always, done by
health insurance "sickness fund" finances the same doctors in private hospitals.
health care through premiums determined






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