| The AARP Health Care Options Program is a
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| | prescription and non-prescription drugs,
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| unique AARP-endorsed program offering
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| | and a wide assortment of other healthy
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| health insurance, as well as special
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| | living products. Also, AARP offers home
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| savings on services and health
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| | delivery of Medicare reimbursable medical
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| information. AARP saves consumers from
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| | supplies.
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| having to do individual research, as they
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| | AARP members can get savings on
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| have interviewed a long list of
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| | prescriptions under the AARP MedicareRx
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| health-care companies on costs and
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| | Plan. This is a Medicare Prescription
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| benefits before choosing their preferred
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| | Drug Plan ("PDP") insured by United
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| list of organizations they felt best
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| | HealthCare Insurance Company or United
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| served people 50 and older.
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| | HealthCare Insurance Company of New York
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| The program has become extremely popular,
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| | for New York residents, along with their
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| and today, over 3.5 million AARP members
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| | affiliates named "UnitedHealthcare."
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| and their spouses are covered by one or
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| | There are even savings on vitamins and
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| more of the health insurance plans
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| | nutritional supplements. The AARP
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| offered through AARP Health Care Options.
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| | Pharmacy Services, Health Essentials
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| The Program is exclusively available to
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| | catalog offers exclusive AARP Pharmacy
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| AARP members and their spouses in all 50
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| | brand products with significant savings
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| states and U.S. territories.
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| | compared to national brands. They also
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| AARP has offered a health insurance
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| | offer a wide assortment of competitively
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| program since the organization was
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| | priced, name brand, OTC medications, hair
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| founded in 1958 by retired educator Dr.
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| | and skin care, sleep comfort and fitness
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| Ethel Percy Andrus. The program was
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| | products.
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| renamed AARP Health Care Options a few
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| | Medical Supply Services, part of AARP
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| years ago, and has been expanded from its
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| | Pharmacy Services, offers Medicare Part B
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| original purpose of supplemental health
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| | reimbursed medical supplies, including a
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| insurance to include primary health
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| | full complement of diabetes, respiratory,
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| insurance, long-term care insurance,
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| | and ostomy supplies, plus
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| discounts on eye health services and
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| | mobility-enhancement products. Orders
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| discounts on prescription and
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| | processed under Medicare are shipped free
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| non-prescription drugs.
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| | to the client's home, and AARP handles
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| The companies which offer health
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| | all the claim forms, and bills both
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| insurance through AARP Health Care
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| | Medicare Part B and the client's
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| Options are large well-establish industry
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| | supplemental insurance carrier.
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| players such as United HealthCare
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| | AARP can its members up to 60% on glasses
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| Insurance Company and United HealthCare
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| | and contacts. AARP Eye Health Services
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| Insurance Company of New York. They hold
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| | covers eyewear at some of the most
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| the policies for AARP Group Hospital
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| | popular optical retailers.
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| Plans, Supplemental Medical Plans,
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| | Many seniors are worried about how the
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| Hospital Advantage Plans, Medicare
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| | upcoming changes in Medicare Affect will
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| Supplement Plans, and Personal Health
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| | affect them. For those who have lost
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| Insurance Plan . A.M. Best is an
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| | their Medicare Supplement health
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| independent organization which evaluates
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| | coverage, the AARP Health Care Options
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| insurance company financial performance,
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| | program may be able to help. Many AARP
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| and its 2005 Best Rating for both United
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| | members have a guaranteed right to enroll
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| HealthCare Insurance Company and United
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| | in certain AARP Medicare Supplement Plans
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| HealthCare Insurance Company of New York
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| | under specific conditions. The client is
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| is A+. Metropolitan Life Insurance
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| | required to apply within 63 days of the
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| Company is the insurer of the AARP
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| | term date of the prior health plan, and
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| Long-Term Care Insurance Plan. MetLife
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| | provide a copy of the Notification of
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| was rated " Superior " (A+) by A.M. Best
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| | Rights letter from this prior insurer
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| in 2004.
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| | with the new application. This notice
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| Through the AARP Health Care Options,
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| | must verify the circumstances of the
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| AARP members and their spouses can enroll
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| | previous plan's termination and describe
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| in quality health insurance products.
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| | the policy holder's right to guaranteed
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| These included Medicare supplement
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| | issue of Medicare Supplement insurance.
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| insurance plans, primary health insurance
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| | Guaranteed issuance rights vary by state,
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| plans, hospital indemnity supplemental
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| | and in some states, plans may be
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| insurance plans, and long-term care
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| | available on a continuous, open
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| insurance plans. Dental insurance is also
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| | enrollment basis.
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| available in some states. The Program
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| | Enrollment is accessible online at the
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| also offers discounts on eye exams and
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| | AARP official site.
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| eyewear, as well as discounts on
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