| Getting health insurance quotes is a lot | | | | policy. (See link below.) |
| easier than it used to be. It used to take | | | | |
| hours to get quotes. Now it only takes a few | | | | Raise Your Deductible |
| minutes. Here's how to get low cost health | | | | |
| insurance quotes from top companies the easy | | | | The deductible is the amount you pay toward a |
| way. | | | | claim before your insurance company pays. |
| | | | Raising your deductible can save you hundreds |
| Comparison Shop | | | | of dollars a year on your premium. |
| | | | |
| Remember the good ol' days when getting rate | | | | Purchase a Managed Health Care Plan |
| quotes from insurance companies was like | | | | |
| pulling teeth. You had to go from agency to | | | | Managed health care plans like HMOs, PPOs, |
| agency or call individual agencies, submit an | | | | and POSs can save you a lot of money over |
| application to each agency, then try to | | | | traditional fee-for-service (indemnity) |
| decipher your quote while avoiding the | | | | plans. With these plans you are assigned to a |
| inevitable sales pitch. | | | | group of doctors and hospitals who provide |
| | | | your health care. These plans pay for your |
| My how things have changed. Now all you have | | | | doctor bills, hospital bills, and |
| to do to get low cost health quotes is go to | | | | prescriptions drugs. |
| an insurance comparison website. The | | | | |
| advantages of these sites are: | | | | Buy a Major Medical Plan |
| | | | |
| * You only have to submit one simple | | | | If you're relatively young and in good health |
| application to get quotes from a number of | | | | you may want to consider buying a major |
| A-rated companies. No more visiting of | | | | medical health care plan. These plans limit |
| calling agencies and filling out a ton of | | | | your coverage to medical expenses related to |
| applications. | | | | major illnesses like heart disease and |
| | | | cancer, and are cheaper than managed health |
| * You can compare your quotes in the comfort | | | | care plans. |
| of your own home without having to listen to | | | | |
| a sales pitch. | | | | Visit or click on the following link to get |
| | | | low cost health insurance quotes from |
| * Most comparison websites deal only with | | | | top-rated companies and see how much you can |
| A-rated companies so you know you'll be | | | | save. You can get more tips and advice in |
| getting a good policy with a reliable | | | | their Articles section. |
| company. | | | | |
| | | | The author, Brian Stevens, is a former |
| * The best comparison sites have an | | | | insurance agent and financial consultant who |
| independent insurance expert on call so you | | | | has written a number of articles on how to |
| can ask questions and get unbiased answers, | | | | get low cost health insurance quotes. |
| plus get advice on how to save money on your | | | | |