| When it come to life insurance there are many | | | | benefit if both are bought together but due |
| thing your agent doesn't want you to know! | | | | to the huge sales commissions and continuing |
| Especially where it would effect their | | | | costs, it turns out to be a bad deal for the |
| bonuses and commissions. By keeping you | | | | consumer. |
| dependent on them insures them of huge | | | | |
| commissions and overrides. However the | | | | Whole life used to be the most popular |
| internet has become the consumers true | | | | insurance sold since it builds a cash value |
| equalizer when it comes to insurance. Being | | | | and many use it as a savings avenue. But |
| internet savvy could save you hundreds of | | | | whole life premiums are high and agents love |
| dollars a year ! | | | | this because of the high commissions. A |
| | | | nonsmoker 25 yrs. old male would spend about |
| The best way to buy life insurance is to stay | | | | $180 a year for $250,000 worth of term |
| with the basics,with term life insurance. | | | | insurance but a whole life plan would cost |
| Term life is the type of life insurance that | | | | approximately $2,000. |
| only pays if you die. Similar to automobile | | | | |
| insurance in that you pay year to year and | | | | If you decide to get term insurance I |
| when you stop paying the coverage stops as | | | | recommend level- term which basically mean |
| well. However, term life insurance is so | | | | that the premium is guaranteed to stay the |
| inexpensive due to greater competition. Also | | | | same for the number of years that you choose. |
| the internet has made it easier to compare | | | | You should buy coverage based on the years |
| company rates from company to company. | | | | that you expect to work. When you decide to |
| | | | shop for term life insurance I recommend |
| Insurance agents hate to talk about term | | | | Cheap term quotes or visit the insurance |
| life insurance because there is very little | | | | section of 2 Spend less ! Also talk to an |
| profit for them to gain. Agents like to sell | | | | insurance broker like American Consultants |
| variable universal life and universal life. | | | | Inc at 404-767-1072, if there are |
| Variable universal life combines mutual funds | | | | questions,either way will insure that you |
| and life insurance. Pitched as a great tax | | | | save. |