| With all the health insurance options that are | | | | in early 2006 was the 26th largest company in |
| available today you might be wondering which | | | | the world. The health insurance is marketed under |
| company is right for me. Most of us purchase | | | | name of Assurant Health. Assurant Health is know |
| health insurance based on impulse. We look at the | | | | a quality company that provides health insurance |
| next TV ad or some mailer that we got. The | | | | to families, self-employed, individuals, small |
| reason I can say that is because I've been in | | | | businesses and large businesses. Assurant Health |
| health insurance industry as insurance broker for | | | | has a slogan that goes like this "Our Health Plan is |
| over a decade. I will share with you things you | | | | Based on Yours". Why Assurant Health is so |
| should look for when shopping for health | | | | much better that anything that is available on |
| insurance. Also I will share with you a company | | | | health insurance market today. |
| which offers best options you can possibly get in | | | | Assurant Health has easy and flexible portfolio of |
| health insurance coverage. The reality is most of | | | | plans to choose from. Also every plan that |
| us are educated by insurance companies on what | | | | Assurant Health offers is customizable. Some |
| to look for in health insurance coverage. We are | | | | plans lets you choose how many doctor visits you |
| misled in looking for featured in coverage that | | | | want the insurance company to pay for. How |
| insurance companies tell us we should look for. | | | | much of a co-pay do you want to have. Every |
| We go to insurance company's websites to | | | | option that you ad or delete, accordingly lowers |
| educate our self about insurance, which is | | | | or increases your monthly premium. For example |
| completely absurd. I can reassure you that | | | | for someone like me who is healthy and has not |
| insurance companies are not going to tell you on | | | | been to a doctor for over five years and do not |
| what you truly should be looking for. I bet if I | | | | have coverage for doctor visits and save myself |
| was going to ask you what to look for in health | | | | almost one hundred dollars per month. Considering |
| insurance coverage you might tell me things like; | | | | that average doctor visit is sixty five dollars. That |
| Deductible, co-pays, low monthly premiums. Well.... | | | | means over five years I saved myself almost six |
| Maybe. Let ask our self's on why do we have | | | | thousand dollars. As we discussed earlier let take |
| health insurance coverage in the first place? To | | | | a look at what is truly important in health |
| protect our self from large unexpected medical | | | | insurance coverage. First I am going to mention |
| bills. That would be a true statement that is what | | | | options that Assurant Health Plans offer that |
| insurance is intended to do. | | | | other companies do not. If you think it is not the |
| There is more to health insurance plans and | | | | case with your coverage just stop reading this |
| companies than you ever thought. Let me ask | | | | because it will be just waist of your time. I've |
| you this question... If god forbid critical emergency | | | | been in the industry long enough to tell you how |
| did happen to you and you required a specialist, | | | | plans work. If you think you know how your plans |
| would you would to have access to the best | | | | work than obviously you are the expert and you |
| specialist in the world or some local doctor? There | | | | should stop reading this article. Options that |
| are literally millions of people die every year | | | | Assurant Plans Include that your plan does not. |
| because they did not have access to the | | | | Worldwide coverage, 24 hours a day. |
| specialist. Most presidents of the United States if | | | | It doesn't matter whether you're nearby or Far |
| ever required a specialist were taken to Mayo | | | | from home-you're covered. |
| Clinic. Mayo Clinic is a world class hospital known | | | | Initial rate guarantees-up to 36 months available. |
| around the world as the best medical facility for | | | | You'll lock in your premium rate for at least the |
| major illnesses and accidents. Do you think your | | | | first 12 month. With many deductibles you have a |
| insurance company will let you get treatment at | | | | 24-month rate guarantee-and the option to |
| Mayo Clinic? The answer is absolutely not, not a | | | | extend it to a full 36 month! Lifetime benefit |
| chance. What if you were in a car accident and | | | | maximum options up to $8 million You choose the |
| there decision had to be made where your leg | | | | amount of protection you want. |
| had to be cut of because the place that you | | | | Your choice of doctors and hospitals You'll have |
| were treated at did not have the right specialist | | | | access to some of the largest and best preferred |
| to reconstruct the leg and your health insurance | | | | provider (PPO) networks in the nation. |
| company was not willing to pay for reconstruction | | | | No referrals necessary to see a specialist You |
| surgery at a facility like Moyo Clinic. Well at least | | | | don't have to jump through hoops when you |
| you know you saved couple of buck on your | | | | need a specialist's care-simply make an |
| health insurance that you called from one-eight | | | | appointment. |
| hundred number that you saw on that TV | | | | Single deductible for accidents. |
| commercial. The coverage that I wanted to share | | | | In the event there's an accident involving more |
| with you is offered by not yet very known | | | | than one person in your family you'll pay only one |
| insurance company. The company itself has been | | | | deductible. |
| around longer than any other health insurance | | | | No limit on Intensive Care Unit (ICU) With no daily |
| company in the world. They have been in | | | | dollar limit when confined in an ICU, you'll have the |
| business since 1892 and the name is Fortis. Fortis | | | | peace of mind you need at a critical time. |