| Blue Cross was started in 1929 by Justin
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| | coverage to State as well as Federal
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| Ford Kimball, at Baylor University in
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| | government employees and they are also
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| Dallas, Texas. It was developed to
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| | very important in the administration of
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| guarantee teachers 21 days of hospital
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| | Social Security. There is a problem with
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| care for $6 a year. Later on the plan
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| | health insurance in the United States.
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| was enlarged to other people in the
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| | There is a conflict between the need for
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| Dallas area and then throughout the
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| | the insurance company to make money
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| country.
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| | versus the need of their clients to
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| In 1939 the term Blue Cross was used to
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| | remain healthy. This need to make money
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| include other plans as well. Blue Cross
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| | has become so uncontrolled that one third
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| is a name used by an association of
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| | of the population in the US can not
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| health insurance plans throughout the
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| | afford medical insurance and medical
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| United States.
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| | bills today are the major cause for
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| It was developed in 1929, by Justin Ford
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| | bankruptcies. This is why state and
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| Kimball, at Baylor University in Dallas,
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| | federal regulation of health insurance
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| Texas. The first plan guaranteed teachers
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| | companies is necessary.
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| The plan was extended to other employee
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| | On the other hand medical insurance
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| groups in Dallas, and then nationally.
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| | companies could hypothetically face
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| The American Hospital Association (AHA)
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| | unforeseen events such as the chicken flu
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| adopted the Blue Cross symbol in 1939 as
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| | where a large percentage of their clients
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| the emblem for plans meeting certain
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| | all of a sudden face horrendous hospital
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| standards.
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| | bills.
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| So as it stands today Blue Cross is an
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| | Theoretically this could bankrupt the
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| independent membership association
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| | insurance company within a very short
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| working on a service basis and providing
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| | timeframe. So to prevent this situation
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| protection against the costs mainly of
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| | medical insurance companies use a variety
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| hospital care. Benefit payments are made
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| | of checks and balances to limit payments
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| directly to the hospital. Benefits vary
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| | to beneficiaries.
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| among various Blue Cross associations.
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| | And of course it is a well-known fact
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| And then there is Blue Shield which,
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| | that those seeking health insurance are
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| rather than covering hospital care,
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| | also those most likely to have medical
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| provides protection on a service basis
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| | problems being present or future ones. It
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| against the cost of surgical and medical
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| | is also known that if the cost of
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| care in a limited geographical area. The
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| | healthcare to the beneficiary is very low
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| actual Blue Cross, which was a blue Greek
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| | than the use of medical benefits will be
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| Cross, was created by the artist Joseph
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| | much greater than if the cost is
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| Binder under the auspices of E A van
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| | substantial.
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| Steenwijk who was the Company secretary
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| | So to find the balance where medical
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| of Blue Cross and Blue Shield of
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| | services are available when needed but
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| Minnesota.
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| | not abused to the extend that for every
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| The Blue Cross began now to be used in
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| | paper cut you will make a visit to the
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| other parts of the country as well. At
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| | doctor proper safeguards should be in
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| present it is a national trade
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| | place.
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| organization linking 40 health insurance
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| | So in theory, if people would exercise,
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| companies in the US, Canada and Puerto
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| | would eat healthy food, would avoid
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| Rico together.
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| | addictive substances, this would lower
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| Supposedly, Blue Cross operations are
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| | health insurance prices because the
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| considered to happen as franchises in
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| | insurance companies would pay fewer
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| specifically designated regions. At
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| | doctor bills.
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| present these services are available in
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| | However, you could then also say that too
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| every state wihin the United States and
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| | much of the insurance premiums would be
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| every Canadian province
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| | paid out in executive salaries or kept as
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| Blue Cross is very prevalent in providing
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| | profits by the company.
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