| There are a number of different types of
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| | particular health insurance company. All
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| health insurance agents in the state of
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| | of this is specified in the agentýs
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| Florida. Independent health insurance
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| | contract and to attempt to sell a product
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| agents and captive health insurance
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| | from another health insurance company is
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| agents comprise the two main categories
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| | not possible.
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| of health insurance agents in Florida.
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| | An independent health insurance agent is
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| Learning some of the differences between
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| | an agent that is not tied to working with
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| the two types of health insurance agents
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| | only one particular health insurance
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| can greatly help you in choosing what
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| | company. An independent health insurance
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| type of Florida health insurance agent
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| | agent typically has a contract with 3-5
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| can best meet your health insurance
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| | of the top health insurance companies
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| needs.
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| | that offer coverage in the agentýs state
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| First of all, there are many outstanding
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| | (some independent agent's have contracts
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| Florida insurance agents that are captive
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| | with even more than 5 insurance companies
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| agents just as there are many outstanding
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| | - although the level of quality of the
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| Florida insurance agents that are
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| | health insurance companies begin to drop
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| independent agents. It should go without
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| | off quite significantly after the top
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| saying that you want to work with a
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| | 3-5). Independent health insurance agents
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| health insurance agent that actually
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| | have many more options available to them
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| lives in Florida, handles himself/herself
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| | that they are able to offer to their
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| in a professional and ethical manner, and
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| | clients than does the typical captive
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| looks out for your best interests.
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| | health insurance agent.
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| Contrasting the pros and cons of both
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| | What does all of this mean to you; the
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| Florida independent insurance agents and
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| | Florida health insurance shopper? Be
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| Florida captive insurance agents should
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| | cautious when an agent tries to push a
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| not be misconstrued as a positive or
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| | particular company or product on you
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| negative outlook on a specific individual
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| | without allowing you to compare other
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| agent or his/her character and business
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| | options against his/her recommendation.
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| practices.
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| | Maybe you are dealing with an agent that
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| That being said, there are many
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| | is captive and can only work with one
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| advantages to working with an independent
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| | company. Or maybe you are dealing with an
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| health insurance agent as opposed to
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| | agent that can work with other companies
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| working with a captive health insurance
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| | but chooses to only represent one
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| agent. Why is that? First of all, let's
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| | particular company. Also, keep in mind
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| define both a captive insurance agent and
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| | that you and your families health
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| an independent insurance agent so that we
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| | insurance needs will change over time and
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| have a clear understanding of what each
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| | you will profit from establishing a
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| term means.
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| | relationship with an independent health
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| A captive health insurance agent is an
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| | insurance agent that will be able to help
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| agent that is held "captive" by one
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| | you compare multiple Florida health
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| specific health insurance company. That
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| | insurance quotes from multiple health
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| captive agent can only work with that one
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| | insurance companies both now and down the
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| health insurance company and can only
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| | road.
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| sell health insurance products from that
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