'Buyer Beware' of Business Purchase Contracts!

Paperwork, specifically legal documents, is awant to
prerequisite toincorporate in their legal due diligence and
buying any business. It doesn't make anydocumentation
difference if you buyfulfillment:Astute business buyers never present
a business once in your life or do it all the time,an offer to purchase
everya business without preceding it with a nonbinding
business acquisition purchase contract is different"Letter of
andIntent" to purchase. (If you are not familiar with
requires intense scrutiny on the part of thethe
business buyer,purpose or advantages of use of a "LOI", you
much more so than the business seller.As amust research
business buyer, each and every sentence withinthis topic)Never make a purchase offer and
the businesscertainly never sign a
purchase contract needs to be read, understoodpurchase offer or make an earnest money
and agreed todeposit until after
before you sign on the "dotted line". This articleyou completed most of the due diligence
will giverequired to
the business buyer a quick "fly-over "of theeffectively evaluate the business for sale.No
most significantbusiness purchase terms should ever be
concepts one should understand relative tocommunicated to
development andthe business seller without a written statement
eventual execution of any business purchasefrom the
contract."He Who Writes, Wins!"If you have beenbusiness buyer to the seller, specifically
consistently exposed to business contracts indocumenting,
your career, you quickly learn to appreciate the"that any, and all, purchase terms are subject to
concept that,analysis,
in development of most complex businessjustification and confirmation by an independent
agreements, "He whobusiness
writes, wins!" Any attorney will tell you that it isappraisal entity, employed and paid by the
always inbusiness buyer".Be suspect of "canned" business
his, his client's, best interest to be the author ofpurchase contracts
theprovided by the seller's broker or representative,
business contract to be signed in a two partythey are
agreement. As atypically "seller biased"Be sure to negotiate a
business buyer, you want to be the writer ofreasonable time period to evaluate
the purchaseand approve all documents provided to you from
contact. If you personally cannot effectivelythe business
write one, investseller or their representative for your required
the money and have a competent contractdue
lawyer write a purchasediligenceInvest in an environmental analysis of the
contract on your behalf. If the business seller, orbusiness
their legalpremises and keep the business seller "on the
counsel writes the business purchase contract behook" for any
sure you andfuture environmental $ penalties or negative
your attorney evaluate every detail within.Alwaysconsequences
Maintain a "Paper Trail"Given the extraordinaryrealized as a result any documented negative
amount of capital involved in mostenvironmental
business mergers or acquisitions, coupled with theconditions made prior to the sale of the
wide rangebusinessIf something does not make sense to
of people, conversations, meetings and iterativeyou, ask, make sure
businessyou understand every detailUtilize all the
evaluation steps involved to effectively buy aexpertise available to you from your
business, it isintended primary lender on the dealIf there are
imperative for the business buyer to maintainnoteworthy levels of inventory and assets
ongoing, copiousinvolved, inspect each item and use credible
notes of all related events and communicationvaluation
exchanged betweenexpertise to determine approximate market
themselves and the business seller or theirvalue. This can
designatedrepresent significant dollars to you in the future
representative, throughout the purchaseas the
process.There are three significant advantages forbusiness owner.All current legal encumbrances or
the business buyer inextraordinary
maintaining a paper trail of notes during theliabilities should remain the responsibility of the
purchase process:business
1) All key agreement points can be traced to asellerAny discovered misrepresentations
specific buyer/associated with
seller conversation, 2) If something is written, itdocuments provided by the seller or their
can bedesignated
improved upon by either party, if it is notrepresentative to the business buyer, that
documented, thesurface in the
likelihood of refining the content is significantlyfuture operation of the business should remain
reduced, 3)"fair game"
Sometimes related records can be incorporatedfor financial resolution, from the seller to the
into the finalbuyer, post
business purchase contract as an addendum orpurchaseAll records provided by the seller or
attached exhibit"Buyer Beware!"As a businesstheir designated
buyer, you like to think that all business sellersrepresentative, to the business buyer should
are honest, forthright and have genuine intentionsbecome an
ofpurchase contract addendum or exhibit and be
developing a mutually beneficial business purchasesubject to
contract.seller warranty of accuracyLastly, there are
Most business sellers are! However, like in anypublished business purchase contract
complex assetcontent "checklists" available, take the time to
purchase agreement, neither party knows whatreview
negative futurethese, especially business seller warranties and
consequences may surface in the ownership ofrepresentationsTypical business purchase
the sold asset.contracts prepared by business sellers
More often than not, in a business purchaseor their representatives often contain many
contract, it's theprovisions which
business buyer who exclusively must address theare dangerous to business buyers. In many
problem notcases it is not what
thought of or included in the final purchaseis written that is of greatest concern, it is what
contract. Theis omitted
negative consequences of many commonthat represents a potential time bomb that will
business misfortunes caneventually
be reduced, shared between the business buyerexplode long after the business seller has left
and seller, ortown with your
eliminated altogether with proper businessmoney. Take the time, invest the money,
purchase contractexpend the necessary
contingency languageFundamental Businessthought required to structure a mutually beneficial
Purchase Contract ConceptsListed below arebusiness
some fundamental business purchase contractpurchase agreement with the business seller!
concepts that any prudent business buyer will